That's after an estimated 800,000 to 900,000 miles on the road in metro Detroit, ringing doorbells in Detroit and western Wayne County since 1962, according to the Detroit Free Press.
"Oh, sure I've had close calls," said Camp, 73, of Livonia, who began working for UPS after graduating from St. Francis de Sales High School in Detroit and serving three years in the Marines. "And 90% of it is paying attention. I drive so defensively now ��it's not just in my package truck, it's in my own car ��you can almost anticipate what other drivers are going to do."
The next-safest UPS driver retired in 2012 in Dayton, Ohio, after 50 years, the only other UPS driver to achieve 50 years accident-free. The company has 6,486 drivers out of 65,000 in the United States and 100,000 globally who have 25 years or more without an accident, earning them a plaque and a place in the UPS Circle of Honor. UPS spends $118 million annually on safety training.
Top 10 Energy Stocks To Buy For 2015: Arrow Financial Corporation (AROW)
Arrow Financial Corporation operates as the holding company for Glens Falls National Bank and Trust Company, and Saratoga National Bank and Trust Company that offer various commercial and consumer banking, and financial products in the United States. The company offers various deposit products, which include demand deposits, savings, NOW, and money market deposits. It engages in a range of lending activities, including commercial and industrial lending primarily to small and midsized companies; mortgage lending for residential and commercial properties; and consumer installment and home equity financing. Arrow Financial Corporation maintains an indirect lending program through sponsorship of automobile dealer programs under which, it purchases dealer paper primarily from dealers that meet pre-established specifications. The company, through its trust operations, provides retirement planning, trust, and estate administration services for individuals, pension, and profit-sha ring; and employee benefit plan administration for corporations. In addition, it holds an insurance agency that specializes in selling and servicing group health care policies; operates as an investment adviser that advises the company?s proprietary mutual funds; provides administrative and recordkeeping services for complex retirement plans; and holds a real estate investment trust. The company operates in Warren, Washington, Saratoga, Essex, and Clinton counties and surrounding areas. It owns 28 branch offices and leases 6 offices. The company was founded in 1851 and is headquartered in Glens Falls, New York.
Advisors' Opinion:- [By Rich Duprey]
Flying straight as an arrow, multi-bank holding company�Arrow Financial� (NASDAQ: AROW ) �said yesterday it�will pay a�regular quarterly dividend�of $0.25 per share on June 14 to the holders of record at the close of business on June 3. This is the same pay it has made quarter in, quarter out for the last five years.�
10 Best Defensive Stocks To Invest In Right Now: Honda Motor Company Ltd. (HMC)
Honda Motor Co., Ltd., together with its subsidiaries, engages in the development, manufacture, and distribution of motorcycles, automobiles, and power products primarily in North America, Europe, and Asia. Its motorcycle line consists of business and commuter models, as well as sports models, including trial and moto-cross racing; all?terrain vehicles; personal watercrafts; and multi utility vehicles. The company also produces various automobile products, including passenger cars, minivans, multi-wagons, sport utility vehicles, and mini cars; and power products comprising tillers, portable generators, general-purpose engines, grass cutters, outboard marine engines, water pumps, snow throwers, power carriers, power sprayers, lawn mowers and lawn tractors, home-use cogeneration units, and thin film solar cells for home, public, and industrial uses. In addition, it sells spare parts and provides after sales services are through retail dealers, as well as offers retail lendin g and leasing to customers, and wholesale financing to dealers. The company was founded in 1946 and is based in Tokyo, Japan.
Advisors' Opinion:- [By Dan Caplinger]
2. You won't get as many promotional financing deals.
Many auto dealers offer low-cost loans as an incentive to buy. Over the years, Ford (NYSE: F ) , General Motors (NYSE: GM ) , and Chrysler all offered great financing deals to compete with more popular Japanese models. With Detroit now having rebounded, Honda (NYSE: HMC ) and Toyota (NYSE: TM ) have also renewed incentives that include financing deals. Even now, Ford offers 0% financing on some of its popular models, including the Focus pictured above. - [By Jayson Derrick]
The NHTSA announced it will investigate Honda Motors (NYSE: HMC) over its 7.8-million vehicle recall last month. Shares lost 4.24 percent, closing at $31.02.
- [By John Rosevear]
In many ways, Honda's (NYSE: HMC ) subcompact Fit is a classic Honda: It's small and fuel-efficient, but roomy and well-thought-out, with an endearing look that owners love. But the current car is reaching the end of its life, and competitors like Ford's (NYSE: F ) Fiesta have arguably outpaced it in some ways.
- [By Dan Carroll]
Fellow Japanese automakers Toyota (NYSE: TM ) and Honda (NYSE: HMC ) didn't receive the same boost to shares this week, with the former's stock dropping more than 0.2% over the past five days, while Honda's shares ticked up less than 1%. Toyota's targeting China's entry-level market with its Vios and Yaris vehicles, looking to recapture sales with the fuel-efficient models. Still, Toyota has work to do in China: Company sales fell by more than 800,000 vehicles, or 5%, in 2012, and rivals have capitalized to lead the growing market. Toyota can't afford further sales declines, with its grip on the Chinese market already slipping. Honda, meanwhile, introduced several new concept cars at the show on Saturday as it plans to expand its own Chinese niche.
10 Best Defensive Stocks To Invest In Right Now: Check Point Software Technologies Ltd.(CHKP)
Check Point Software Technologies Ltd. develops, markets, and supports a range of software, and combined hardware and software products and services for information technology (IT) security applications worldwide. The company offers a range of network and gateway security solutions, data and endpoint security solutions, and management solutions. Its network security gateways enables its customers to implement their security policies on network traffic between internal networks and the Internet, as well as between internal networks and private networks that are shared with partners. The company?s endpoint security solutions provide various software blades that run on individual computers connected to the network, such as desktop computers, laptop computers, and other mobile devices. It also offers technical services consisting of technical customer support programs and plans, such as enterprise based support and collaborative enterprise support; certification and education al training on the checkpoint?s products; and professional services in implementing, upgrading, and optimizing checkpoint?s products, including design planning, security implementation, and project management services. In addition, the company offers ZoneAlarm solutions that protect consumers from hackers, spyware, and identity theft. It sells its products and services through a network of channel partners, including distributors, resellers, value-added resellers, system integrators, and managed services providers to enterprises, service providers, small and medium sized businesses, and consumers. The company was founded in 1993 and is headquartered in Tel Aviv, Israel.
Advisors' Opinion:- [By Eshna Basu]
Juniper is optimistic about the wide acceptance of the SDN technology. Hence, it is working closely with technology partners such as IBM (IBM), Check Point (CHKP), Red Hat (RHT) and Riverbed (RVBD) to make SDN deployments easy and fast.
- [By Sally Jones]
Here�� a drill-down on two Internet technology (IT) stocks in David Tepper�� portfolio that are doing well and seem to have the technology ��t factor.��NetApp Inc. (NTAP) is a data storage provider that customizes solutions for a wide variety of applications, such as enabling original equipment manufacturers to offer IT and storage solutions that serve specific customer requirements. Check Point Software Technologies Ltd. (CHKP) from Israel is on a global mission to make the Internet secure, also via IT security.
- [By GuruFocus]
George Soros (Trades, Portfolio) just reported his first quarter portfolio. He buys Citrix Systems Inc, Baker Hughes Inc, Comcast Corp, Spansion Inc, etc during the 3-months ended 03/31/2014, according to the most recent filings of his investment company, Soros Fund Management LLC. As of 03/31/2014, Soros Fund Management LLC owns 305 stocks with a total value of $10.1 billion. These are the details of the buys and sells.New Purchases: BHI, CODE, CTRP, CLI, AVB, COMM, CNQ, AGO, AUY, ATML, ASH, BXMT, CSTM, AEM, CMA, ARE, CHKP, AUQ, BEAV, CX, ADSK, AALCP, BLK, AIG, BIIB, ADEP, AMRI, ARWR, ATHX, BALT, BCRX, BEAT, CFX, CLFD, CUR, CODE,Added Positions: CTXS, CMCSA, CNP, ALTR, BRCD, CBS, CRM, CHTR, CCJ, CIEN, BIDU, ALLE, ABT, CDNS, ACT,Reduced Positions: AAPL, CCI, AMT, ABBV, AAL, BITA, AL, ANGI, ARIA, CBST, BA, BIRT, EXAR,Sold Out: C, BAC, CRI, AMZN, AGN, CF, BRCM, COTY, BMY, AMCX, CAR, A, ADBE, AFL,For the details of George Soros (Trades, Portfolio)'s stock buys and sells, go to http://www.gurufocus.com/StockBuy.php?GuruName=George+SorosThis is the sector weightings of his portfolio:Technology18.9%Energy14%Healthcare8.3%Consumer Defensive8.2%Communication Services8.1%Consumer Cyclical5.4%Industrials5.1%Basic Materials4.9%Financial Services2.5%Real Estate1.9%Utilities0.5%These are the top 5 holdings of George Soros (Trades, Portfolio)1. Teva Pharmaceutical Industries Ltd (TEVA) - 10,310,041 shares, 5.4% of the total portfolio. Shares added by 10.67%2. Herbalife Ltd (HLF) - 4,901,337 shares, 2.8% of the total portfolio. Shares added by 52.9%3. EQT Corp (EQT) - 2,573,814 shares, 2.5% of the total portfolio. Shares added by 3.27%4. Adecoagro SA (AGRO) - 25,915,076 shares, 2.1% of the total portfolio.5. Halliburton Co (HAL) - 3,596,353 shares, 2.1% of the total portfolio. Shares reduced by 20.73%New Purchase: Baker Hughes Inc (BHI)George Soros (Trades, Portfolio) initiated holdings in Baker Hughes Inc. His purchase prices were between $51.82 and $65.27, with an estimated
- [By John Moore]
Hackers, phrackers, and crackers continuously find loopholes, gaps, and other open doors into our data. No matter how complex the information security or how strong the firewall, threats will persist -- and sometimes circumvent even the best-designed security technologies. The general public's new realization of just how serious cyber threats are has put cybersecurity firms in the spotlight. Barracuda Networks (NYSE: CUDA ) , F5 Networks (NASDAQ: FFIV ) , and Check Point Software Technologies (NASDAQ: CHKP ) are three cybersecurity firms to watch in 2014.
10 Best Defensive Stocks To Invest In Right Now: 7 Days Group Holdings Limited(SVN)
7 Days Group Holdings Limited, through its subsidiaries, operates a chain of limited service economy hotels under the brand name of 7 Days Inn in China. The company provides accommodations and services primarily to business and leisure travelers. As of December 31, 2010, it operated 568 hotels in operation, including 247 managed hotels, with 56,410 hotel rooms in 89 cities, as well as 197 hotels with 19,345 hotel rooms under conversion. The company was founded in 2004 and is based in Guangzhou, China.
Advisors' Opinion:- [By Rich Duprey]
Chinese economy hotel chain 7 Days Group (NYSE: SVN ) announced today that the company's shareholders had approved the going-private proposal that was offered up on Feb. 28.�Approximately 88.3% of the hotel chain's shares voted on the proposal, and approximately 86% voted in favor of it.�
10 Best Defensive Stocks To Invest In Right Now: Morgan Stanley (INR)
Morgan Stanley, incorporated on January 10, 1981, is a global financial services company that, through its subsidiaries and affiliates, provides its products and services to a range of clients and customers, including corporations, governments, financial institutions and individuals. The Company is a financial holding company. The Company operates in three segments: Institutional Securities, Global Wealth Management Group and Asset Management. The Company provides financial advisory and capital-raising services to a group of corporate and other institutional clients worldwide. As of December 31, 2011, the Company�� Global Wealth Management Group had $1,649 billion in client assets. The Company�� Asset Management business segment offers clients an array of equity, fixed income and alternative investments and merchant banking services. In December 2013, the Company announced that it has sold the majority of its global physical oil trading operations to Rosneft' NK OAO.
Institutional Securities
The Company provides financial advisory and capital-raising services primarily through wholly owned subsidiaries that include Morgan Stanley & Co. LLC (MS&Co.), Morgan Stanley & Co. International plc and Morgan Stanley Asia Limited, and certain joint venture entities that include Morgan Stanley MUFG Securities Co., Ltd. (MSMS) and Mitsubishi UFJ Morgan Stanley Securities Co., Ltd. (MUMSS). The Company, primarily through these entities, also conducts sales and trading activities worldwide, as principal and agent, and provides related financing services on behalf of institutional investors. The Company manages and participates in public offerings and private placements of debt, equity and other securities worldwide. The Company is an underwriter of common stock, preferred stock and other equity-related securities, including convertible securities and American depositary receipts (ADRs). The Company is also an underwriter of fixed income securities, including investment-grade debt, non-i! nvestment-grade instruments, mortgage-related and other asset-backed securities, tax-exempt securities and commercial paper and other short-term securities.
The Company provides corporate and other institutional clients worldwide with advisory services on matters, such as mergers and acquisitions, divestitures, joint ventures, corporate restructurings, recapitalizations, spin-offs, exchange offers and leveraged buyouts and takeover defenses, as well as shareholder relations. The Company also provides advice concerning rights offerings, dividend policy, valuations, foreign exchange exposure, financial risk management strategies and financial planning. In addition, the Company provides advice and services regarding project financings and provides advisory services in connection with the purchase, sale, leasing and financing of real estate. The Company provides loans or lending commitments, including bridge financing, to selected corporate clients through its subsidiaries, including Morgan Stanley Bank, N.A (MSBNA).
The Company conducts sales, trading, financing and market-making activities on securities and futures exchanges and in over-the-counter (OTC) markets worldwide. The Company�� Institutional Securities sales and trading activities consists of Equity Trading; Fixed Income and Commodities; Clients and Services; Research, and Investments. The Company acts as principal (including as a market-maker) and agent in executing transactions worldwide in equity and equity-related products, including common stock, ADRs, global depositary receipts and exchange-traded funds. The Company�� equity derivatives sales, trading and market-making activities cover equity-related products worldwide, including equity swaps, options, warrants and futures overlying individual securities, indices and baskets of securities and other equity-related products. The Company also issues and makes a principal market in equity-linked products to institutional and individual investors.
The ! Company t! rades, invests and makes markets in fixed income securities and related products globally, including, among other products, investment and non-investment grade corporate debt, distressed debt, bank loans, the United States and other sovereign securities, emerging market bonds and loans, convertible bonds, collateralized debt obligations, credit, currency, interest rate and other fixed income-linked notes, securities issued by structured investment vehicles, mortgage-related and other asset-backed securities and real estate-loan products, municipal securities, preferred stock and commercial paper, money-market and other short-term securities. The Company is a dealer of the United States federal government securities and a member of the selling groups that distribute various the United States agency and other debt securities. The Company is also a dealer or market-maker of government securities in European, Asian and emerging market countries.
The Company trades, invests and makes markets globally in listed futures and OTC swaps, forwards, options and other derivatives referencing, among other things, interest rates, currencies, investment grade and non-investment grade corporate credits, loans, bonds, the United States and other sovereign securities, emerging market bonds and loans, credit indexes, asset-backed security indexes, property indexes, mortgage-related and other asset-backed securities and real estate loan products. The Company trades, invests and makes markets in foreign currencies, such as the British pound, Canadian dollar, euro, Japanese yen and Swiss franc, as well as in emerging markets currencies. The Company trades these currencies on a principal basis in the spot, forward, option and futures markets.
The Company advises on investment and liability strategies and assists corporations in their debt repurchases and tax planning. The Company invests and makes markets in the spot, forward, physical derivatives and futures markets in several commodities, including ! metals (b! ase and precious), agricultural products, crude oil, oil products, natural gas, electric power, emission credits, coal, freight, liquefied natural gas and related products and indices. The Company is a market-maker in exchange-traded options and futures and OTC options and swaps on commodities, and offers counterparties hedging programs relating to production, consumption, reserve/inventory management and structured transactions, including energy-contract securitizations and monetization. The Company is an electricity power marketer in the United States and owns electricity-generating facilities in the United States and Europe.
The Company owns TransMontaigne Inc. and its subsidiaries, a group of companies operating in the refined petroleum products marketing and distribution business, and owns a minority interest in Heidmar Holdings LLC, which owns a group of companies that provide international marine transportation and the United States marine logistics services. The Company provides financing services, including prime brokerage, which offers, among other services, consolidated clearance, settlement, custody, financing and portfolio reporting services to clients trading multiple asset classes. In addition, the Company�� institutional distribution and sales activities are overseen and coordinated through Clients and Services.
The Company�� research department (Research) coordinates worldwide across all of the Company�� businesses and consists of economists, strategists and industry analysts who engage in equity and fixed income research activities and produce reports and studies on the United States and global economy, financial markets, portfolio strategy, technical market analyses, individual companies and industry developments. The Company from time to time makes investments that represent business facilitation or other investing activities. From time to time, the Company may also make investments and capital commitments to public and private companies, funds and oth! er entiti! es. The Company�� Operations and Information Technology departments provide the process and technology platform that supports Institutional Securities sales and trading activity, including post-execution trade processing and related internal controls over activity from trade entry through settlement and custody, such as asset servicing.
Global Wealth Management Group
The Company�� Global Wealth Management Group, which includes the Company�� 51% interest in Morgan Stanley Smith Barney Holdings LLC (MSSB), provides financial services to clients. During the year ended December 31, 2011, the Company had a network of more than 17,500 global representatives in approximately 765 locations. Global Wealth Management Group professionals serve individual investors and small-to-medium sized businesses and institutions with focus on ultra-high-net-worth, high-net-worth and affluent investors. Global representatives are located in branches across the United States. Outside the United States, Global Wealth Management Group offers financial services to clients in Europe, the Middle East, Asia, Australia, Canada and Latin America.
The Company�� Global Wealth Management Group provides clients with an array of financial solutions, including products and services from the Company, Citigroup Inc. (Citi) and third-party providers, such as insurance companies and mutual fund families. Global Wealth Management Group provides brokerage and investment advisory services covering various types of investments, including equities, options, futures, foreign currencies, precious metals, fixed income securities, mutual funds, structured products, alternative investments, unit investment trusts, managed futures, separately managed accounts and mutual fund asset allocation programs. Global Wealth Management Group also engages in fixed income principal trading, which primarily facilitates clients��trading or investments in such securities. In addition, Global Wealth Management Group offers ! education! savings programs, financial and wealth planning services, and annuity and other insurance products.
Global Wealth Management Group offers its clients access to several cash management services through various banks and other third parties, including deposits, debit cards, electronic bill payments and check writing, as well as lending products through affiliates, such as Morgan Stanley Private Bank, National Association (MS Private Bank) and MSBNA, including securities-based lending, mortgage loans and home equity lines of credit. Global Wealth Management Group also provides trust and fiduciary services, offers access to cash management and commercial credit solutions to qualified small- and medium-sized businesses in the United States, and provides individual and corporate retirement solutions, including individual retirement accounts and 401(k) plans and the United States and global stock plan services to corporate executives and businesses. Global Wealth Management Group provides clients a variety of ways to establish a relationship and conduct business, including brokerage accounts with transaction-based pricing and investment advisory accounts with asset-based fee pricing.
Asset Management
The Company's portfolio managers located in the United States, Europe and Asia manage investment products ranging from money market funds to equity and fixed income strategies, alternative investment and merchant banking products in developed and emerging markets across geographies and market cap ranges. The Company offers a range of alternative investment, real estate investing and merchant banking products for institutional investors and high net worth individuals. The Company�� alternative investments platform includes funds of hedge funds, funds of private equity funds and portable alpha strategies. The Company�� alternative investments platform also includes minority interest in Lansdowne Partners, Avenue Capital Group and Traxis Partners LP. The Company�� real e! state and! merchant banking businesses include its real estate investing business, private equity funds, corporate mezzanine debt investing group and infrastructure investing group.
The Company acts as general partner of, and investment adviser to, its alternative investment, real estate and merchant banking funds. The Company provides investment management strategies and products to institutional investors worldwide, including corporations, pension plans, endowments, foundations, sovereign wealth funds, insurance companies and banks through a range of pooled vehicles and separate accounts. It also provides sub-advisory services to various unaffiliated financial institutions and intermediaries. The Company offers open-end and alternative investment funds and separately managed accounts to individual investors through affiliated and unaffiliated broker-dealers, banks, insurance companies, financial planners and other intermediaries. Closed-end funds managed by the Company are available to individual investors through affiliated and unaffiliated broker-dealers. The Company also distributes mutual funds through a range of retirement plan platforms. Internationally, the Company distributes traditional investment products to individuals outside the United States through distributors and distributes alternative investment products through affiliated broker-dealers and banks. The Company�� Operations and Information Technology departments provide or oversee the process and technology platform required to support its asset management business. Support activities include transfer agency, mutual fund accounting and administration, transaction processing and certain fiduciary services on behalf of institutional, intermediary and high net worth clients.
Advisors' Opinion:- [By Jon C. Ogg]
Market Vectors Indian Rupee/USD ETN (NYSEMKT: INR) and WisdomTree Indian Rupee (NYSEMKT: ICN) are both performing poorly as well in the currency exchange traded note (ETN) world, although their trading volume is too thin to monitor.
10 Best Defensive Stocks To Invest In Right Now: Willamette Valley Vineyards Inc. (WVVI)
Willamette Valley Vineyards, Inc. engages in the production and sale of wines in the United States. It offers wines under the Pinot Noir, Chardonnay, Pinot Gris, Riesling and Oregon Blossom, Oregon's Nog, Edelweiss, Semi-Sparkling Muscat, Syrah, Merlot, Cabernet Sauvignon, Cabernet Franc, The Griffin, and Viognier brand names. The company markets and sells its wines directly at its winery; directly and indirectly through its shareholders; through self-distribution to local restaurants and retail outlets in Oregon; directly through mailing lists; and through distributors and wine brokers outside Oregon. Willamette Valley Vineyards, Inc. was founded in 1983 and is headquartered in Turner, Oregon.
Advisors' Opinion:- [By CRWE]
Willamette Valley Vineyards (NASDAQ:WVVI), a leading Oregon producer of Pinot Noir, generated a net profit of $219,912, or $0.05 cents per share for the second quarter of 2012, an increase of 27.6% from the comparable prior year period.
10 Best Defensive Stocks To Invest In Right Now: PURE Bioscience Inc.(PURE)
Pure Bioscience, Inc. engages in the discovery, development, and commercialization of bioscience products principally in the United States. The company offers silver dihydrogen citrate (SDC) based antimicrobials. The silver dihydrogen citrate technology is an electrochemical process that allows the generation of ionized silver in the presence of organic acid. It provides PURE Hard Surface, a hard surface disinfectant and food contact surface sanitizer for use in food processing equipment, machinery, and utensils; Axen30, a hard surface disinfectant; Silv�ion, an antimicrobial formulation used as a raw material in the manufacturing of personal care products; and Axenohl, an antimicrobial formulation for use as a raw material in the manufacturing of environmental protection agency-registered products. The company also offers research and development services in food processing, agriculture, water treatment, pharmaceuticals, and oil and gas projects. It sells its products t hrough partners and distributors primarily to industrial and consumer markets. The company, formerly known as Innovative Medical Services, was founded in 1992 and is headquartered in El Cajon, California.
Advisors' Opinion:- [By Glenwoods]
According to the global market research company Mintel, stevia-based products have increased 400% globally between 2008 and 2012, with a rise of 158% from 2011 to 2012. Stevia has grown so much in demand that the world�� largest alfalfa grower, California-based S&W Seed (SANW), began growing stevia with high glycoside yields for PureCircle (LN:PURE), the world�� largest producer of stevia, in 2011 and on roughly 250,118 acres. Now some U.S. tobacco farmers have begun to switch from growing tobacco to stevia, as tobacco sales are sliding and stevia sales are growing.
- [By Glenwoods]
While the fermentation-based method is still in its development stages, a Malaysian company, PureCircle (LON: PURE) (OTCMKTS: PCRTF), the world�� largest producer of stevia, continues to develop its stevia through farm-based methods.� Last September PureCircle, which also has offices in Oak Brook, Ill., signed a joint agreement with the Coca-Cola Coto investigate and develop a commercially viable stevia sweetener product; and earlier this month in a press release, the two companies announced they were developing what should be a better flavor profile than the much used Reb A with rebaudioside D (Reb D) and Rebaudioside X (Reb X).� Reb D, though roughly 10% less sweet than Reb A, has a significantly lower bitterness that Reb A and has been found to have a more desirable taste profile, especially in cola products where stevia previously has not worked well.� The issue with both Reb D and Reb X is that they are found in much smaller amounts than Reb A. Thus, at this time it will take a lot more stevia leaves to produce the extracts.
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